About.

Bespoke solutions for complex situations 

Harveen Narulla, Principal, Cashnomix

Cashnomix offers a highly select client base solutions to complex situations in their businesses.

Its typical clients operate in complicated environments, requiring interfacing with and managing a mix of legal, regulatory, political and cross-jurisdictional challenges in environments that feature elevated commercial risk. 

The team at Cashnomix is led by Harveen Narulla, who brings a blend of experience across verticals, including significant emerging and frontier markets experience. 

The team is values-driven with strong ethical focus, an asset in opaque, low-trust environments.

Clients are assured of strict confidentialityCashnomix usually requires that new clients are referenced by existing clients. 

A selection of areas that Cashnomix can guide on are:

  • risk management in M&A including mitigating exposure to weak legal systems in certain jurisdictions;

  • resource trading and movement to markets;

  • strengthening of supply chains, particularly agricultural and mineral, incorporating elements of income security for primary producers;

  • food security and implementation of agricultural programs;

  • financial yield generation and capture;

  • hyper-fractionalisation of assets via blockchains;

  • cryptocurrency acquisition, key management and exposure;

  • transformation and corporatisation of, and stakeholder management in, significant family-run businesses

  • citizenship and residency acquisition

  • general regulatory and jurisdictional arbitrage

  • generational wealth preservation

  • venture building and startups

  • Universal Basic Income strategies

History

From its founding in 2014 to January 2021, Cashnomix secured a reputation as a high quality, strategic cloud architecture practice providing cloud architecture and support services to organizations migrating to the public cloud (Azure, AWS, GCP) and cloud-native technology companies setting up SaaS operations. 

Its first product was the CashnomixScore™ engine, created for small and medium sized finance firms to reduce time-to-lending. Created on the Microsoft Azure Cloud platform, the credit scoring engine with two patents pending won multiple regional awards.


Cashnomix also consulted on technology and credit risk management solutions  to lenders, including: 

  • Technology Audit Support Services for Accounting firms and in-house audit teams

  • Automated credit scoring services for suppliers and vendors

  • Playbook for creating supply chain finance programs for suppliers and distributors 

  • Market entry, Go To Market (GTM) and Pricing strategy for financial technology firms

  • Channel Development and Revenue Yield Optimization Support services

  • Identification of equity and debt based growth capital for marketing expansion

Cashnomix continues to be able to give guidance in the above areas to existing and former clients.